The Mpesa PayBill service has revolutionized how businesses collect payments from customers, offering convenience, speed, and reliability. As we enter 2025, Safaricom has updated the transaction charges for using PayBill numbers, ensuring affordability for a wide range of users. Below, we outline the Mpesa PayBill transaction charges for 2025–2026.
Updated Mpesa PayBill Charges
| Transaction Amount (KSH) | Charges (KSH) |
|---|---|
| 1 – 49 | 0 |
| 50 – 100 | 0 |
| 101 – 500 | 5 |
| 501 – 1,000 | 10 |
| 1,001 – 1,500 | 15 |
| 1,501 – 2,500 | 20 |
| 2,501 – 3,500 | 25 |
| 3,501 – 5,000 | 34 |
| 5,001 – 7,500 | 42 |
| 7,501 – 10,000 | 48 |
| 10,001 – 15,000 | 57 |
| 15,001 – 20,000 | 62 |
| 20,001 – 25,000 | 67 |
| 25,001 – 30,000 | 72 |
| 30,001 – 35,000 | 83 |
| 35,001 – 40,000 | 99 |
| 40,001 – 45,000 | 103 |
| 45,001 – 50,000 | 108 |
| 50,001 – 70,000 | 108 |
| 70,001 – 250,000 | 108 |
Key Highlights
- Free Transactions for Low-Value Payments: Payments between KSH 1 and 100 incur no charges, making it easier for customers to pay small amounts without additional costs.
- Affordable Rates for Higher Amounts: Charges scale gradually, ensuring affordability even for higher transaction values.
- Maximum Charge Cap: Transactions above KSH 50,001 are capped at KSH 108, promoting cost-efficiency for large payments.
Benefits of Using Mpesa PayBill
- Convenience: Customers can make payments from anywhere, anytime.
- Timeliness: Payments are processed instantly, ensuring swift service delivery.
- Ease of Use: Simple, user-friendly process for both businesses and customers.
Conclusion
Mpesa PayBill remains a critical tool for businesses and individuals, offering a secure and efficient way to handle transactions. The updated charges for 2025–2026 reflect Safaricom’s commitment to affordability and inclusivity. Whether you’re paying utility bills, school fees, or business invoices, Mpesa PayBill is a reliable payment solution for all your needs.